(BPT) - Home improvement projects don't always require breaking the bank and turning your living space into a construction zone. There are plenty of small, cost-effective projects that are not only affordable, but can potentially save you money in the long run.

  1. Programmable thermostat

Simple installation, affordable

Saves money in the long run by reducing the cost of utilities. It makes sure your house will be the right temperature by the time you get home. In addition to convenience, it's also estimated that turning your thermostat back 7-10 degrees for eight hours a day can save you up to 10 percent every year on heating and cooling costs.

https://energy.gov/energysaver/thermostats

  1. Attic insulation

Of all affordable home improvement options, this one can give you the greatest return on investment. Easy to do, just make sure you wear gloves and follow manufacturer installation safety instructions.

http://www.remodeling.hw.net/cost-vs-value/2017/

https://www.houselogic.com/organize-maintain/home-maintenance-tips/save-money-with-insulation-upgrade/

  1. Energy-efficient water heater

You'll need a helper for this one. Water heaters can have a huge impact on your utility bill. If yours is dated, consider upgrading to a more modern, high-efficiency model. Hot showers are great, but they're even better when you're saving money.

https://www.energystar.gov/ia/new_homes/features/WaterHtrs_062906.pdf

  1. Lighting

Upgrading to modern light fixtures is a great way to spruce up your space. While you're at it, make the switch to energy-efficient light bulbs throughout the house. It's a small change that will also save you some money.

https://energy.gov/energysaver/lighting-choices-save-you-money

  1. Low-E windows

Upgrading to Low-E windows can have a huge impact on energy savings. Low-E windows make a big difference when it comes to controlling the temperature of the home so be sure and research window energy performance ratings before you invest in upgrading.

https://energy.gov/energysaver/energy-efficient-windows

  1. Duct sealing

Sealing duct work throughout your home has a multitude of benefits. Improperly sealed duct work is estimated to reduce heating and cooling efficiency by as much as 20 percent. If your duct work is accessible, this can be a quick and easy project.

https://www.energystar.gov/index.cfm?c=home_improvement.hm_improvement_ducts_benefits

  1. Your Dream Home

Still looking for a new, energy-efficient dream home? It may be closer than you think! Visit www.vmfhomeloan.com for more information about how Vanderbilt Mortgage and Finance, Inc. can help you achieve the dream of homeownership. All home loan programs are subject to credit approval.

NMLS Disclosure

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed by PA Dept. of Banking.

Save

Save